<!DOCTYPE html><!--[if IE]>  <html class="ie"> <![endif]-->
<html>
	<head>
		<meta charset="utf-8" />
		<title>
		</title>
		<link rel="stylesheet" type="text/css" href="3_1_files/style.css" />
	</head>
	<body>
		<div class="stl_02">
			<div class="stl_03">
				<object data="3_1_files/img_01.svg" type="image/svg+xml" class="stl_04" style="position:absolute; width:49.5833em; height:70.0833em;">
					<embed src="3_1_files/img_01.svg" type="image/svg+xml" />
				</object>
			</div>
			<div class="stl_view">
				<div class="stl_05 stl_06">
					<div class="stl_01" style="left:9.9917em;top:6.0788em;z-index:30;"><span class="stl_07 stl_08 stl_09">或投保人申请减少某被保险人</span><span class="stl_07 stl_08 stl_10">，</span><span class="stl_07 stl_08 stl_09">则</span><span class="stl_07 stl_08 stl_09">自其被取消被保资格之时起</span><span class="stl_07 stl_08 stl_11">，</span><span class="stl_07 stl_08 stl_09">本</span><span class="stl_07 stl_08 stl_09">合同项下的被保险 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:7.2188em;z-index:67;"><span class="stl_07 stl_08 stl_09">人将不再包含该被保险人</span><span class="stl_07 stl_08 stl_12">，</span><span class="stl_07 stl_08 stl_09">其</span><span class="stl_07 stl_08 stl_09">被保资格将于当日二十四时丧失</span><span class="stl_07 stl_08 stl_13">。</span><span class="stl_07 stl_08 stl_09">除</span><span class="stl_07 stl_08 stl_09">本合同另有约定外， &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:8.3588em;z-index:105;"><span class="stl_07 stl_08 stl_09">本公司将退还按日计算的该被保险人项下相应的未满期保险费</span><span class="stl_07 stl_08 stl_14">。</span><span class="stl_07 stl_08 stl_09">但</span><span class="stl_07 stl_08 stl_09">对于按保险年度计 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:9.4988em;"><span class="stl_07 stl_08 stl_15">收保险费的被保险人</span><span class="stl_16 stl_08 stl_09">,</span><span class="stl_07 stl_08 stl_09">如果对该被保险人的实际保障期间不满一年，本公司将根据下 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:10.6388em;"><span class="stl_07 stl_08 stl_09">表约定比例退还已收取的该被保险人的保险费： &nbsp;</span></div>
					<div class="stl_01" style="left:14.0117em;top:14.0488em;"><span class="stl_07 stl_08 stl_17" style="font-weight:bold;">资格丧失日至满期日的天数 &nbsp;</span></div>
					<div class="stl_01" style="left:32.2358em;top:14.0488em;"><span class="stl_07 stl_08 stl_18" style="font-weight:bold;">退还保险费的百分比 &nbsp;</span></div>
					<div class="stl_01" style="left:16.4917em;top:15.7488em;"><span class="stl_07 stl_08 stl_19">足</span><span class="stl_16 stl_08 stl_09">300</span><span class="stl_07 stl_08 stl_09">天或以上 &nbsp;</span></div>
					<div class="stl_01" style="left:35.3558em;top:15.7488em;"><span class="stl_16 stl_08 stl_09">60</span><span class="stl_07 stl_08 stl_09">％ &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top:17.6188em;"><span class="stl_07 stl_08 stl_19">足</span><span class="stl_16 stl_08 stl_09">270</span><span class="stl_07 stl_08 stl_09">天少于</span><span class="stl_16 stl_08 stl_09">300</span><span class="stl_07 stl_08 stl_09">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top:19.4913em;"><span class="stl_07 stl_08 stl_19">足</span><span class="stl_16 stl_08 stl_09">240</span><span class="stl_07 stl_08 stl_09">天少于</span><span class="stl_16 stl_08 stl_09">270</span><span class="stl_07 stl_08 stl_09">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top:21.3613em;"><span class="stl_07 stl_08 stl_19">足</span><span class="stl_16 stl_08 stl_09">210</span><span class="stl_07 stl_08 stl_09">天少于</span><span class="stl_16 stl_08 stl_09">240</span><span class="stl_07 stl_08 stl_09">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top:23.2313em;"><span class="stl_07 stl_08 stl_19">足</span><span class="stl_16 stl_08 stl_09">180</span><span class="stl_07 stl_08 stl_09">天少于</span><span class="stl_16 stl_08 stl_09">210</span><span class="stl_07 stl_08 stl_09">天 &nbsp;</span></div>
					<div class="stl_01" style="left:17.3742em;top:25.1013em;"><span class="stl_07 stl_08 stl_09">少于</span><span class="stl_16 stl_08 stl_09">180</span><span class="stl_07 stl_08 stl_09">天 &nbsp;</span></div>
					<div class="stl_01" style="left:35.3558em;top:17.6188em;"><span class="stl_16 stl_08 stl_09">50</span><span class="stl_07 stl_08 stl_09">％ &nbsp;</span></div>
					<div class="stl_01" style="left:35.3558em;top:19.4913em;"><span class="stl_16 stl_08 stl_09">40</span><span class="stl_07 stl_08 stl_09">％ &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top:21.3613em;"><span class="stl_16 stl_08 stl_09">30% &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top:23.2313em;"><span class="stl_16 stl_08 stl_09">25% &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top:25.1013em;"><span class="stl_16 stl_08 stl_09">0</span><span class="stl_07 stl_08 stl_09">％ &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:28.6813em;z-index:347;"><span class="stl_07 stl_08 stl_20">（</span><span class="stl_16 stl_08 stl_09">2</span><span class="stl_07 stl_08 stl_09" style="word-spacing:0.0909em;">） 当保险期间为一年时</span><span class="stl_07 stl_08 stl_14">，</span><span class="stl_07 stl_08 stl_09">则</span><span class="stl_07 stl_08 stl_09">自某一被保险人达到本合同所约定的最高承保年龄后的首个 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:29.8213em;"><span class="stl_07 stl_08 stl_09">保险单满期日的二十四时起，本合同项下的被保险人将不再包含该被保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:33.1029em;"><span class="stl_07 stl_08 stl_20">（</span><span class="stl_16 stl_08 stl_09">3</span><span class="stl_07 stl_08 stl_21" style="word-spacing:0.0624em;">） 若被保险人身故或本合同项下对被保险人的累计给付金额达到保险单所载该被保险 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:34.2429em;z-index:457;"><span class="stl_07 stl_08 stl_09">人所对应的保险金额</span><span class="stl_07 stl_08 stl_14">，</span><span class="stl_07 stl_08 stl_09">则</span><span class="stl_07 stl_08 stl_09">自其身故之日起或于本合同项下对其累计给付金额达其保险 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:35.3829em;z-index:507;"><span class="stl_07 stl_08 stl_09">金额之日起</span><span class="stl_07 stl_08 stl_10">，</span><span class="stl_07 stl_08 stl_09">本</span><span class="stl_07 stl_08 stl_09">公司对该被保险人的保险责任终止</span><span class="stl_07 stl_08 stl_11">，</span><span class="stl_07 stl_08 stl_09">本</span><span class="stl_07 stl_08 stl_09">合同项下的被保险人将不再包 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:36.5229em;"><span class="stl_07 stl_08 stl_09">含该被保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:39.8029em;"><span class="stl_07 stl_08 stl_18" style="font-weight:bold;word-spacing:0.6246em;">第五条 年龄的确定与错误的处理 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:43.4229em;"><span class="stl_07 stl_08 stl_22">被保险人的投保年龄，以法定身份证件登记的周岁年龄为准</span><span class="stl_16 stl_08 stl_09" style="word-spacing:0em;">, </span><span class="stl_07 stl_08 stl_09">本合同所承保的被保险人的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:44.7329em;"><span class="stl_07 stl_08 stl_23">投保年龄必须符合本合同约定的年龄要求。投保人在申请投保时，应按被保险人的周岁年 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:46.0454em;"><span class="stl_07 stl_08 stl_09">龄填写。若申报的被保险人的年龄不真实，则按照以下规定处理： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:47.8554em;"><span class="stl_07 stl_08 stl_20">（</span><span class="stl_16 stl_08 stl_09">1</span><span class="stl_07 stl_08 stl_24">）若按被保险人的周岁年龄所需收取的保险费较高，则本公司有权更正并要求投保人补 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:49.1654em;"><span class="stl_07 stl_08 stl_09">交差额的保险费；若被保险人已发生保险事故，本公司将根据正确年龄的保险费率， &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:50.4754em;"><span class="stl_07 stl_08 stl_09">计算实际缴付的保险费所能购买的保险金额。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:51.9954em;"><span class="stl_07 stl_08 stl_20">（</span><span class="stl_16 stl_08 stl_09">2</span><span class="stl_07 stl_08 stl_25">）若按被保险人的周岁年龄所需收取的保险费较低，则所有多缴保险费将无息退还，而 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:53.3054em;"><span class="stl_07 stl_08 stl_09">所购买的保险金额维持不变。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:54.8254em;"><span class="stl_07 stl_08 stl_20">（</span><span class="stl_16 stl_08 stl_09">3</span><span class="stl_07 stl_08 stl_25">）若按被保险人的周岁年龄，根据本公司的核保规则不能承保，则本公司有权解除本合 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:56.1354em;"><span class="stl_07 stl_08 stl_09">同或取消相应被保险人的被保险人资格，并按约定无息退还相应已缴付的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:59.4671em;"><span class="stl_07 stl_08 stl_18" style="font-weight:bold;word-spacing:1.136em;">第六条 受益人的指定与变更 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top:66.3601em;"><span class="stl_26 stl_08 stl_09">2</span></div>
				</div>
			</div>
		</div>
	</body>
</html>